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SEDIT ARchievements
SEDIT has been working, networking and collaborating with many development institutions by using various programmes deployed by the organization. However, VICOBA lending scheme is the most used programme among all.
This is a new lending scheme developed to help poor rural communities to access technical support and simple credit facilities that could enable them to initiate and operate family income generating activities in a sustainable manner. Indeed, the goal of developing this program is to help the communities to cope with numerous and increasing responsibilities which they face in a day to day life and increasingly unfavorable socio-economic and poverty.

VICOBA scheme promotes local participants’ Savings and Credit Associations that build on the traditional tontine methodologies, which are rigid in their structure and provide limited and inflexible access to accumulate savings. VICOBA has proved to be the most successful lending scheme to rural communities by ensuring full ownership and management of the savings and credit groups by the members themselves.

VICOBA scheme has proved to be a strong tool for empowering community members’ participation in other development initiatives linked to it like Participatory natural resources conservation initiatives, Health insurance, Promotion of education facilities, fight against HPV/AIDS pandemic, agricultural activities and marketing. The effectiveness and application of this model depends on how best one would like to use it as catalyst of community based development initiatives.

The quick adoption and outspread of the VICOBA scheme to various agencies is mainly due to the good results shown in the areas where the scheme has been introduced. In Dar es Salaam, Ukonga ward for instance, the scheme started in year 2002 has evolved into a strong savings and credit cooperative society (USACA SACCOS) where members are now engaged in some advanced development initiatives.

Therefore, since its establishment in year 2002 to date, SEDIT has worked with various local and international organizations, government and companies in implementing VICOBA lending scheme and supporting management initiatives of conservation projects through credit facilities. These include:

- VICOBA groups formation and field training in Kisarawe and Ilala district, Ukonga ward for World Conference on Religion and Peace WCRP/TZ, September, 2002.

- Conducted three VICOBA scheme awareness seminars to representatives of 11 district of Lindi and Mtwara regions, Ruvuma region, Nachingwea and Liwale districts through the support of VPO/PED, Ministry of Cooperative Development and market and Mwalimu Nyerere Foundetion (May 2003 - November 2005).

- Conducted three VICOBA Training of Trainers (TOT) and assisted the project staff in creating groups, field training and monitoring in 4 LAMP districts of Simanjiro, Babati, Kiteto and Singida. The project was funded by SIDA and implemented through supervision of Orgut Consulting Company in collaboration with the respective District councils (July 2003)

- Conducted VICOBA TOT, formed new groups and conducted field training in Matombo Division, Morogoro Rural District where the implementation was supported by Swiss Agency for Development and Cooperation and supervised by ITECO Engineering Company in collaboration with the District council, October 2003

- Conducted VICOBA TOT, formed new groups, conducted field training and project monitoring in Mbarali for WWF Tanzania programme office (Great Ruaha Water Programme, (October 2003 - August 2004)

- Conducted VICOBA TOT, formed new groups and conducted field training in Njombe/Makete districts for WWF Mpanga/Kipengere Game Reserve project (October 2003- August 2005).

- Conducted VICOBA TOT, formed demonstration groups and conducted field training for Evangelical Lutheran Church of Tanzania/North Eastern Dioceses (ELCT/NED) under management of Micro Enterprises Project Programme (MEPP) in Lushoto, Tanga region, (March 2004).

- Conducted VICOBA TOT, formed new groups and conducted field training for Mletele Sustainable Development Project in Ruvuma region through the support of Vice President’s Office responsible for poverty eradication (VPO/PED) - March - May 2004.

- Conducted VICOBA TOT, formed demonstration groups and conducted field training for Mahale Ecosystem Management Programme (MEMP) in Kigoma region. The project is supported by Frankfurt Zoological Society of Tanzania (May 2004).

- Conducted VICOBA lending scheme awareness workshop for WWF to Kaya Kinondo in Mombasa, Kenya (May, 2004).

- Conducted TOT on micro finance management and micro enterprise development to UTUMI project staff (Kilwa and Lindi districts) and provided technical assistance for establishment and management of Community Conservation Banks (COCOBA) through the support of UTUMI project, 2004 – 2005.

- Conducted VICOBA TOT to Tanzania Association of Foresters (TAF), FLORESTA, VET-AID staff by the support of their respective projects, September- October, 2005.

- Conducted VICOBA TOT to Technical staff of ERDP-CI (Environment and Rural Development Programme – Community Initiatives), LAMP Project, WWF Mpanga /Kipengere project and VET-AID staff by the support of their respective projects, October 2005.

- Conducted VICOBA TOT, formed demonstration groups and conducted field training for Lindi rural, Ruangwa and Nachingwea district councils through support of VPO/PED in collaboration with Lindi Women Development Trust Fund (LIWODET), November 2005.

- Conducted VICOBA TOT, formed demonstration groups and conducted field training for Loliondo Community Livelihood Support Project through the support of Frankfurt Zoological Society, Tanzania chapter, February 2006).

- Conducted VICOBA TOT in Kilwa Masoko, formed groups and conducted field supervision during VICOBA groups intensive training phase in Rufiji, Mafia and Kilwa for WWF Tanzania programme Office (RUMAKI Seascape Programme, May 2006 - April 2007).

- Participated in the forum of poverty eradication strategies development for Mtwara region (January, 2007).

- Conducted VICOBA TOT, assisting groups formation and field supervision during VICOBA groups intensive training phase I in Masasi, Newala and Nanyumbu for Mtwara region VICOBA project, October 2007 to date).

- Facilitate VICOBA groups study visits and formation of SACCOS of VICOBA groups members in Dar es Salaam, Kilwa, Rufiji, Mafia, Songea, Babati, Simanjiro, Kiteto, Singida and Marangu (2006 - 2007).

- Conducted VICOBA TOT in Songosongo, assisted in formation of demonstration groups and conducted field training and supervision during VICOBA groups intensive training phase in Rufiji, Mafia and Kilwa for WWF Tanzania programme Office (RUMAKI Seascape Programme, December 2006 – March 2008).

- Conducted VICOBA TOT, formed groups and conducted monitoring to VICOBA groups in Mtwara - MBREMP (Mnazi Bay - Ruvuma Estuary Marine Park) project for WWF Tanzania Programme Office, April - September, 2008.

- Conducted VICOBA TOT and provided assistance on groups formation to FLORESTA staff at Himo - Moshi, May - June, 2008.

- Conducted VICOBA TOT to field trainers and supervisors of Orgut - SEDIT VICOBA project for the districts of Bunda, Ukerewe, Musoma and Tarime, June - July 2008

- Conducted VICOBA TOT to field trainers and supervisors of Orgut - SEDIT VICOBA project for the districts of Babati, Simanjiro, Hanang, Handeni, Kiteto and Kilindi, September 2008

- Provide supervision and monitoring services to WWF-RUMAKI VICOBA groups I the three RUMAKI districts of Rufiji, Mafia and Kilwa, June 2006 - March 2008.

- Established SEDIT VICOBA project in Dar es salaam, Ilala Municipal whereby 18 VICOBA groups are formed and supervised by SEDIT trainers (November 2006 to date).

- Preparation and distribution of credit facilities and training materials for VICOBA groups banking operation and training materials for Business Selection, Planning and Management (SPM) methodology (2002 to date).